Preheat the oven to 400°F (200°C) and line a baking sheet with parchment paper.

Combine the all-purpose flour, baking powder, baking soda, garlic powder, and kosher salt in a large bowl.

Stir in the shredded cheddar cheese, diced ham, and chives.

Mix the avocado oil, cottage cheese, milk, melted butter, and honey in another bowl until smooth.

Gradually add the wet ingredients to the dry ingredients, mixing until just combined.

Scoop the batter onto the prepared baking sheet using a tablespoon.

Sprinkle flaky salt on top of each biscuit.

Bake in the oven for about 15 minutes, or until the biscuits are golden brown.