Preheat the oven to 400°F (200°C) and line a baking sheet with parchment paper.

Combine the all-purpose flour, baking powder, baking soda, garlic powder, and kosher salt in a large bowl and stir well.

Stir in the shredded cheddar cheese, diced ham, and chives.

In another bowl, mix the avocado oil, cottage cheese, milk, melted butter, and honey until smooth.

Gradually add the wet ingredients to the dry ingredients, mixing until just combined.

Scoop the batter onto the prepared baking sheet, using a tablespoon for even portions.

Sprinkle flaky salt on top of each biscuit.

Bake in the oven for about 15 minutes, or until the biscuits are golden brown.